Self-Employed Health Insurance McAllen TX | MIG
ACA Marketplace Plans · McAllen TX · Se Habla Español

Health insurance built for the self-employed.

No employer plan? You still have options. We check if you qualify for a $0 or low-cost Marketplace plan — free help from a local certified broker.

See If I Qualify → (956) 687-3334
$0Plans if you qualify
FreeBroker paid by carrier
LocalCertified McAllen broker
Why the self-employed call us first
You may qualify for savingsMany 1099 workers qualify for help that lowers the monthly cost. We check for free.
Built for variable incomeYour pay changes month to month. We help you estimate it the right way.
Our help is freeWe’re paid by the carrier, not by you. A local certified broker on your side.
See If I Qualify →

Breathe. Buying your own health coverage feels confusing. It doesn’t have to be. We walk you through every step — for free.

How It Works

Covered in three simple steps

No insurance jargon. No runaround. Three steps, start to finish.

1

You call or text us

Tell us how you work and who needs coverage. A few minutes on the phone and we’ll know where to start.

2

We check what you qualify for

We review Marketplace plans and see if you qualify for help that lowers the cost. We compare options and explain each one in plain English.

3

You pick your plan

You choose the plan that fits, and we get you enrolled. We stay with you all year — not just day one.

60-Second Check

See if you qualify

A couple quick questions. No personal info, no commitment. Takes under a minute.

Why MIG

Your neighbor, not a call center

Shopping for your own coverage is confusing enough. Here’s what you get with a local broker instead.

Free, paid by the carrier
Our help costs you nothing. We’re paid by the insurance carrier, so there’s no fee to work with us.
We compare your options
We check Marketplace plans across carriers and see if you qualify for help that lowers your monthly cost.
A real local person
Bilingual, born and raised in the Valley, on your side. Text us at 8pm — we actually reply.
Get Started

Let’s find your plan

Drop your name and number. Gerino calls you back — usually within the hour — and checks what you qualify for. Free help, no pressure.

— or call directly —
(956) 687-3334

Your info stays private. No spam, no sharing. Just a callback.

Questions People Ask

Self-employed coverage, plain and simple

Can I get coverage without a W-2 employer?
Yes. You don’t need an employer plan to get covered. As a self-employed person, you can buy an individual ACA Marketplace plan, and many people qualify for help that lowers the cost. We help you compare options for free.
Can I deduct my premiums on my taxes?
Many self-employed people can deduct health insurance premiums, but the rules depend on your situation. We’re not tax advisors, so check with your accountant — we’ll make sure you have the paperwork you need.
Do I qualify for savings on 1099 income?
You may. Marketplace savings are based on your estimated household income, not on whether you get a W-2. Plenty of 1099 and self-employed workers qualify. The only way to know your number is to check — and we do that for free.
How is my income estimated when it varies?
You estimate what you expect to earn for the year. Variable income is normal for the self-employed, and we help you make a realistic estimate. If your income changes later, you can update it.
Is your help really free?
Yes. Gerino is a certified Marketplace broker, and brokers are paid by the insurance carrier — not by you. You pay the same premium with our help as you would on your own, so there’s no reason to go it alone.
What if I have a pre-existing condition?
You’re covered. ACA Marketplace plans cannot deny you or charge you more for a pre-existing condition. Your health history won’t keep you from getting a plan.

Let’s get you covered.

One call and we’ll check what you qualify for. Free help, and we pick up the phone. Se Habla Español.

See If I Qualify → Call or Text (956) 687-3334