Small Business Health Insurance McAllen TX | MIG
Small Group Health · McAllen TX · Se Habla Español

Group health your small business can afford.

Offer your team real coverage without big-company costs. Free setup help from a local broker who knows RGV businesses.

Get Group Options → (956) 687-3334
2+Employees to start a group
FreeBroker paid by carrier
LocalKnows RGV businesses
Why local businesses call us first
Coverage that fits your budgetGroup plans come in many shapes. We help you find one your business can afford.
You set the contributionYou don’t have to cover 100% of the premium. We help you decide what works.
Our help is freeWe’re paid by the carrier, not by you. A local broker on your side.
Get Group Options →

Breathe. Offering health benefits sounds complicated and costly. With the right group plan, it’s more doable than you’d think — and we set it up with you for free.

How It Works

Group coverage in three simple steps

No insurance jargon. No runaround. Three steps, start to finish.

1

You call or text us

Tell us about your team size and goals. A few minutes is all it takes.

2

We compare group plans

We shop carriers for group options that fit your budget and your team.

3

We set it up

Pick a plan and we handle enrollment for your business. We stay with you at renewal.

60-Second Check

Let’s size up your group

A couple quick questions about your business. No commitment. Takes under a minute.

Why MIG

Your neighbor, not a call center

Setting up benefits shouldn’t mean a phone maze. Here’s what you get with a local broker instead.

Free, paid by the carrier
Our setup help costs your business nothing. We’re paid by the insurance carrier.
We shop group carriers
We compare group plans across carriers to fit your budget and your team.
A real local person
Bilingual, knows RGV businesses, on your side. Text us at 8pm — we actually reply.
Get Started

Let’s build your group plan

Drop your name and number. Gerino calls you back — usually within the hour — and walks you through group options for your team. Free help.

— or call directly —
(956) 687-3334

Your info stays private. No spam, no sharing. Just a callback.

Questions People Ask

Group health, plain and simple

How many employees do I need to offer group health?
In most cases you can start a small-group plan with at least two enrolled employees. Tell us your team size and we’ll confirm what’s available.
Is group coverage cheaper than individual?
It depends on your team and the plan. Group plans spread risk across employees and the business shares the cost, which can make coverage more affordable for your staff. We compare options with you.
Do I have to pay 100% of the premium?
No. As the employer you choose how much to contribute — many businesses cover part of the employee premium. We help you pick a contribution that works for your budget.
Are there tax advantages for the business?
Employer contributions to group health are generally a deductible business expense, and some small businesses may qualify for tax credits. We’re not tax advisors, so check with your accountant — we’ll provide what you need.
Can part-time employees be covered?
It depends on the plan and how you set eligibility. Some plans allow part-timers. We’ll go over your options so you can decide who’s eligible.
Is your help free?
Yes. Gerino is a local broker paid by the carrier, not by your business. Setting up and comparing group plans with us costs you nothing.

Let’s get your team covered.

One call and we’ll walk you through group options for your business. Free help, and we pick up the phone. Se Habla Español.

Get Group Options → Call or Text (956) 687-3334