ACA Open Enrollment McAllen TX | MIG
Open Enrollment · McAllen TX · Se Habla Español

Open Enrollment is here. Let’s find your plan.

It’s the one window each year to enroll or switch your health plan — typically Nov 1 to Jan 15. We make it simple, and our help is free.

Nov 1Open Enrollment begins
$0Plans if you qualify
FreeBroker paid by carrier
Why people call us first
One window a yearOpen Enrollment is typically Nov 1 to Jan 15. Outside it, you usually need a life event.
Switching is easyAlready insured? We can compare plans and help you switch to a better fit.
Our help is freeWe’re paid by the carrier, not by you. A local certified broker on your side.
Find My Plan →

Breathe. Open Enrollment is just the yearly window to pick or change your plan. We walk you through it — free.

How It Works

Enrolled in three simple steps

No insurance jargon. No runaround. Three steps, start to finish.

1

You call or text us

Tell us who needs coverage and what matters most. A few minutes is all it takes.

2

We compare your options

We review Marketplace plans and see if you qualify for help that lowers the cost.

3

You pick your plan

Choose the plan that fits and we enroll you before the window closes. We stay with you all year.

60-Second Check

Let’s find your plan

A couple quick questions. No personal info, no commitment. Takes under a minute.

Why MIG

Your neighbor, not a call center

Comparing plans on your own is confusing enough. Here’s what you get with a local broker instead.

Free, paid by the carrier
Our help costs you nothing. We’re paid by the insurance carrier, so there’s no fee to work with us.
We compare every option
We review Marketplace plans across carriers so you don’t have to.
A real local person
Bilingual, born and raised in the Valley, on your side. Text us at 8pm — we actually reply.
Get Started

Let’s find your plan

Drop your name and number. Gerino calls you back — usually within the hour — and helps you enroll before the window closes. Free help.

— or call directly —
(956) 687-3334

Your info stays private. No spam, no sharing. Just a callback.

Questions People Ask

Open Enrollment, plain and simple

When is Open Enrollment?
For most people it runs from about November 1 to January 15 each year. Exact dates can shift, so it’s worth checking early — we’ll confirm the current window with you.
What if I miss it?
If you miss Open Enrollment, you usually need a qualifying life event (like losing coverage or moving) to enroll through a Special Enrollment Period. We can check if one applies to you.
Can I switch plans?
Yes. Open Enrollment is the time to switch if your current plan isn’t the best fit. We compare your options and help you move.
Will my doctor be covered?
It depends on the plan’s network. Tell us your doctors and we’ll check which plans keep them in network before you decide.
How much will it cost?
It depends on your plan and whether you qualify for help. Many people qualify for savings that lower the monthly cost — we’ll check what you qualify for, free.
Is your help free?
Yes. Gerino is a certified Marketplace broker paid by the carrier, not by you. You pay the same premium with our help as on your own.

The window’s open. Let’s go.

One call and we’ll find your plan. Free help, and we pick up the phone. Se Habla Español.