Lost Health Insurance McAllen TX — Enroll Now (SEP) | MIG
Special Enrollment Period · McAllen TX · Se Habla Español

Lost your health insurance? You can still enroll.

Losing a job or coverage opens a Special Enrollment Period — you don’t have to wait for Open Enrollment. The window is usually about 60 days, so let’s not wait. Free help.

See My Options → (956) 687-3334
~60 daysSpecial Enrollment window
$0Plans if you qualify
FreeBroker paid by carrier
Why people call us first
A life event opens a doorLosing coverage usually qualifies you to enroll now, outside Open Enrollment.
The clock mattersYou typically have about 60 days from when coverage ends. Sooner is better.
Our help is freeWe’re paid by the carrier, not by you. A local certified broker on your side.
See My Options →

Breathe. Losing coverage is stressful, but it opens a Special Enrollment Period — you can enroll now. We handle it with you, for free.

How It Works

Back to covered in three simple steps

No insurance jargon. No runaround. Three steps, start to finish.

1

You call or text us

Tell us what happened and when your coverage ends. A few minutes is all it takes.

2

We confirm your enrollment window

We check if your life event qualifies you for a Special Enrollment Period and find plans at your price.

3

You pick your plan

Choose a plan and we get you enrolled before your window closes. We stay with you after.

60-Second Check

See your options

A couple quick questions. No personal info, no commitment. Takes under a minute.

Why MIG

Your neighbor, not a call center

When you’ve just lost coverage, the last thing you want is a phone maze. Here’s what you get with a local broker instead.

Free, paid by the carrier
Our help costs you nothing. We’re paid by the insurance carrier, so there’s no fee to work with us.
We move before the deadline
Special Enrollment windows close. We help you enroll before yours runs out.
A real local person
Bilingual, born and raised in the Valley, on your side. Text us at 8pm — we actually reply.
Get Started

Let’s get you covered again

Drop your name and number. Gerino calls you back — usually within the hour — and helps you enroll before your window closes. Free help.

— or call directly —
(956) 687-3334

Your info stays private. No spam, no sharing. Just a callback.

Questions People Ask

Losing coverage, plain and simple

What is a Special Enrollment Period?
It’s a window outside Open Enrollment when you can sign up for a Marketplace plan because of a qualifying life event — like losing other coverage. We help you confirm if you qualify, for free.
How long do I have to enroll?
Usually about 60 days from when your coverage ends (sometimes 60 days before). The sooner you act, the better, so you don’t have a gap.
What counts as a qualifying life event?
Losing job-based coverage, aging off a parent’s plan, moving, marriage, a new baby, and more. If you’re not sure, just call — we’ll figure it out together.
Can I get covered fast?
Often yes. Once we confirm your Special Enrollment Period and pick a plan, we get you enrolled quickly so you’re not without coverage longer than you have to be.
Is COBRA my only option?
No. COBRA is one choice, but it’s often expensive. A Marketplace plan may cost less, and you may qualify for help that lowers it further. We compare both with you.
Is your help free?
Yes. Gerino is a certified Marketplace broker paid by the carrier, not by you. You pay the same premium with our help as on your own.

Don’t wait out the window.

One call and we’ll check your options. Free help, and we pick up the phone. Se Habla Español.

See My Options → Call or Text (956) 687-3334